KAM Membership Benefits

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Discounted Legal Services through London & Amburn


KAM Association Health Insurance Plan

A Group Association Health Insurance Plan has been structured to pool much larger number of insureds across multiple employer groups. This can greatly reduce the risk to the insurance carrier through the pooling of large numbers, thus reducing premiums and expense to the employer and employees while potentially providing an even higher level of coverage.

Guaranteed Issue Lump Sum Disability

Guarantee issue lump sum disability contract or simplified issue monthly benefit for income replacement or retirement income replacement in the event of disability can be provided to physician groups and their employees.

Group Long and Short-Term Disability

Guarantee issue lump sum disability contract or simplified issue monthly benefit for income replacement or retirement income replacement in the event of disability can be provided to physician groups and their employees.

Identity Theft and Legal Protection

Identity theft and legal protection through ID Legal Shield with a 20% member discount to the employer and employees. Additionally, there are options to protect the businesses against data breaches and loss of employee or client information.

Guarantee Issue Group Life Insurance

Guarantee issue group life insurance or simplified issue life insurance for individuals, depending on the employer. The insurance coverage could extend up to $3,000,000 available to age 60 with no medical examination required and only a phone interview to complete. There is an option for cash value accumulation on a tax deferred basis with tax free withdrawals before or after retirement.

Benefits are provided by the following carriers:

Lincoln Financial Group, MassMutual Financial Group, Blue Cross Blue Shield, BNY Mellon, Principal, Pacific Life, Sun Life Financial, ID Legal Shield